100 Motivational Money Quotes and Sayings

Whether you seek motivation, humor, or practical insights, these 100 money quotes and sayings will inspire you to navigate the currency of life with wisdom and grace.

Money is more than just numbers – it’s about mindset, motivation, and smart financial choices. Whether you’re working toward financial freedom, building wealth, or just need a little inspiration, the right words can make all the difference. In this post, we’ve compiled 100 motivational money quotes and sayings to empower you on your journey to success. Let these words of wisdom inspire better decisions, a positive mindset, and a stronger financial future!

Money Quotes and Sayings

1. “The lack of money is the root of all evil.” – Mark Twain

2. “I’d like to live as a poor man with lots of money.” – Pablo Picasso

3. “When I was young I used to think that money was the most important thing in life; now that I am old, I know it is.” – Oscar Wilde

4. “Money is better than poverty, if only for financial reasons.” – Woody Allen

5. “Fortune sides with him who dares.” – Virgil

6. “A fool and his money are soon parted.” – Thomas Tusser

7. “A penny saved is a penny earned.” – Benjamin Franklin

8. “With money in your pocket; you are wise, you are handsome, and you sing well too.” – Jewish Proverb

9. “The more you learn, the more you earn.” – Warren Buffett

10. “I’ve have been rich and I’ve have been poor and believe me when I say – rich is better.” – Sophie Tucker

11. “A rich man is nothing but a poor man with money.” – W. C. Fields

12. “Anyone who lives within their means suffers from a lack of imagination.” – Oscar Wilde

13. “A wise person should have money in their head, but not in their heart.” – Jonathan Swift

14. “Never spend your money before you have earned it.” – Thomas Jefferson

15. “There are people who have money and people who are rich.” – Coco Chanel

16. “Money often costs too much.” – Ralph Waldo Emerson

17. “Formal education will make you a living; self-education will make you a fortune.” – Jim Rohn

18. “It is not the man who has too little, but the man who craves more, that is poor.” – Seneca

19. “Money can’t buy love, but it improves your bargaining position.” – Christopher Marlowe

20. “Greed is not a financial issue. It’s a heart issue.” – Andy Stanley

Related: Quotes about Strength and Courage

Related: Health and Wellness Quotes

21. “I have no money, no resources, no hopes. I am the happiest man alive.” – Henry Miller

22. “Don’t let making a living prevent you from making a life.” – John Wooden

23. “Money makes a good servant but a bad master.” – French Proverb

24. “Money is like manure. You have to spread it around or it smells.” – J. Paul Getty

25. “Money isn’t the most important thing in life, but it’s reasonably close to oxygen on the ‘gotta have it’ scale.” – Zig Ziglar

26. “Wealth, like happiness, is never attained when sought after directly. It comes as a by-product of providing a useful service.” – Henry Ford

27. “There is only one class in the community that thinks more about money than the rich, and that is the poor.” – Oscar Wilde

28. “Money won’t create success, the freedom to make it will.” – Nelson Mandela

29. “There’s no such thing as a free lunch.” – Milton Friedman

30. “Money is a terrible master but an excellent servant.” – P.T. Barnum

31. “Spend your money on the things money can buy. Spend your time on the things money can’t buy.” – Haruki Murakami

32. “Time is more valuable than money. You can get more money, but you cannot get more time.” – Jim Rohn

33. “Wealth is not about having a lot of money; it’s about having a lot of options.” – Chris Rock

34. “Money grows on the trees of patience.” – Japanese Proverb

35. “Wealth is the ability to fully experience life.” – Henry David Thoreau

36. “Happiness is not in the mere possession of money; it lies in the joy of achievement, in the thrill of creative effort.” – Franklin D. Roosevelt

37. “Wealth consists not in having great possessions, but in having few wants.” – Epictetus

38. “All riches have their origin in mind. Wealth is in ideas – not money.” – Robert Collier

39. “Money can’t buy you happiness, but it does bring you a more pleasant form of misery.” – Spike Milligan

40. “Money is like an arm or leg – use it or lose it.” – Henry Ford

Related: Motivational Chinese Proverbs, Quotes & Sayings

Related: Motivational and Inspirational Picture Quotes

41. “It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.” – Robert Kiyosaki

42. “People who say that money isn’t the most important thing in the world are usually broke.” – Malcolm Forbes

43. “Money is usually attracted, not pursued.” – Jim Rohn

44. “Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver.” – Ayn Rand

45. “If you don’t find a way to make money while you sleep, you will work until you die.” – Warren Buffett

46. “Empty pockets never held anyone back. Only empty heads and empty hearts can do that.” – Norman Vincent Peale

47. “I think it is man’s duty to make all the money he can, to keep all that he can, and give away all that he can.” – John D. Rockefeller

48. “If money is your hope for independence, you will never have it. The only real security that a man will have in this world is a reserve of knowledge, experience, and ability.” – Henry Ford

49. “You can only become truly accomplished at something you love. Don’t make money your goal. Instead, pursue the things you love doing, and then do them so well that people can’t take their eyes off you.” – Maya Angelou

50. “You must gain control over your money or the lack of it will forever control you.” – Dave Ramsey

51. “Trade money for time, not time for money. You’re going to run out of time first.” – Naval Ravikant

52. “No wealth can ever make a bad man at peace with himself.” – Plato

53. “Wealth is not his that has it, but his that enjoys it.” – Benjamin Franklin

54. “Money is just an idea.” – Robert Kiyosaki

55. “Rule no.1: Never lose money. Rule no. 2: Never forget rule no.1.” – Warren Buffett

56. “Very few people can afford to be poor.” – George Bernard Shaw

57. “Money equals freedom.” – Kevin O’Leary

58. “Real riches are the riches possessed inside.” – B. C. Forbes

59. “If we command our wealth, we shall be rich and free. If our wealth commands us, we are poor indeed.” – Edmund Burke

60. “The rich invest their money and spend what is left; the poor spend their money and invest what is left.” – Jim Rohn

Related: Motivational Quotes about Life Challenges

Related: Motivational Quotes by Famous People

61. “Don’t just make money, make a difference.” – Grant Cardone

62. “I know of nothing more despicable and pathetic than a man who devotes all the hours of the waking day to the making of money for money’s sake.” – John D. Rockefeller

63. “When you have money in hand, only you forget who are you. But when you do not have any money in your hand, the whole world forget who you are. It’s life.” – Bill Gates

64. “Money has never made man happy, nor will it, there is nothing in its nature to produce happiness. The more of it one has the more one wants.” – Benjamin Franklin

65. “Too many people spend money they earned to buy things they don’t want, to impress people they don’t like.” – Will Rogers

66. “Every time you borrow money, you’re robbing your future self.” – Nathan W. Morris

67. “The only difference between a rich person and a poor person is how they use their time.” – Robert Kiyosaki

68. “If you cannot control your emotions, you cannot control your money.” – Warren Buffett

69. “There is no class so pitiably wretched as that which possesses money and nothing else.” – Andrew Carnegie

70. “You don’t have time and money because you don’t invest time and money.” – Grant Cardone

71. “Money is a scoreboard where you can rank how you’re doing against other people.” – Mark Cuban

72. “Make your goal more than money. Make it about helping people and creating a better future.” – Maxime Lagace

73. “Success is not the result of making money; earning money is the result of success – and success is in direct proportion to our service.” – Earl Nightingale

74. “Money will only make you more of what you already are.” – T. Harv Eker

75. “Money is good for nothing unless you know the value of it by experience.” – P.T Barnum

76. “I will tell you the secret to getting rich on Wall Street. You try to be greedy when others are fearful. And you try to be fearful when others are greedy.” – Warren Buffett

77. “Money without brains is always dangerous.” – Napoleon Hill

78. “Spending money is much more difficult than making money.” – Jack Ma

79. “Money can’t buy life.” – Bob Marley

80. “Money is not the only answer, but it makes a difference.” – Barack Obama

Related: Step Out of Your Comfort Zone Quotes

Related: Most Powerful Quotes Ever Spoken

81. “The only way to make money is to invest it.” – John D. Rockefeller

82. “Money can’t buy you happiness, but it can buy you freedom, which sometimes is the same thing.” – Unknown

83. “My favorite things in life don’t cost any money. It’s really clear that the most precious resource we all have is time.” – Steve Jobs

84. “Money can’t buy happiness, but it can make you awfully comfortable while you’re being miserable.” – Clare Boothe Luce

85. “If you can actually count your money, then you’re not a rich man.” – J. Paul Getty

86. “Life is a game. Money is how we keep score.” – Ted Turner

87. “Money may not buy happiness, but I’d rather cry in a Jaguar than on a bus.” – Françoise Sagan

88. “That man is richest whose pleasures are cheapest.” – Henry David Thoreau

89. “Time is money.” – Benjamin Franklin

90. “Many people take no care of their money till they come nearly to the end of it, and others do just the same with their time.” – Johann Wolfgang von Goethe

91. “Change your focus, from making money to serving more people. Serving more people makes the money come in.” – Robert Kiyosaki

92. “It’s easy to say you don’t care about money when you have plenty of it.” – Ransom Riggs

93. “Money is the barometer of a society’s virtue.” – Ayn Rand

94. “Remember that the only purpose of money is to get you what you want, so think hard about what you value and put it above money.” – Ray Dalio

95. “Money and success don’t change people; they merely amplify what is already there.” – Will Smith

96. “The money you make is a symbol of the value you create.” – Idowu Koyenikan

97. “A business that makes nothing but money is a poor business.” – Henry Ford

98. “The true currency of life is time, not money, and we’ve all got a limited stock of that.” – Robert Harris

99. “Broke is a temporary condition; poor is a state of mind.” – Sir Richard Francis Burton

100. “If you can get paid for doing what you love, every paycheck is a bonus.” – Oprah Winfrey

Conclusion

Success with money starts with the right mindset and motivation. These motivational money quotes and sayings serve as powerful reminders to stay focused, make wise financial choices, and strive for financial freedom. Keep these words in mind, take action, and watch your wealth and confidence grow.

What are your favorite money quotes? Please share in the comment section below.